Terms and Conditions
- This user agreement (which will hereinafter be referred to as the "Agreement"),
includes those terms and conditions expressly set out below, and those incorporated
defined in section 9 below) is an agreement between you (also hereinafter referred
to as the "User", "you" and "your"), and Grid Logic Games Private Limited, and its
licensors, subsidiaries, associates, affiliates and partners (also hereinafter
referred to as the "Company", "us", "we" and "our") which governs your use of the
products and services ("Services") provided by Grid Logic Games Private Limited (the
"Company") through the www.TajRummy.com website (also hereinafter referred to as the
"Site") and associated software ("Software"). By using any of the Services, you are
agreeing to all the terms of this Agreement.
- If any of the terms of the Agreement are determined to be unlawful, invalid, void or
unenforceable for any reason, it shall not affect the validity and enforceability of
the remaining terms. Any failure or delay on our part to act or exercise any right
or remedy with respect to a breach of any of the terms of this Agreement by you
shall not be construed as a waiver of our right to act with respect to the said
breach or any prior, concurrent, subsequent or similar breaches.
- You should ensure that you read, understand and agree to all the terms and
conditions contained in the Agreement, before you may proceed to use the Services.
You should only use the Services if you have read and understood the Agreement, and
thereby agree to abide by its terms and conditions. If you have any questions about
the Agreement, please contact us at email@example.com
- We reserve the right to amend, modify or change any of the terms of this
Agreement at any time, and it is advisable to regularly look at these terms. We
shall give notice of such changes to the Agreement ("Notice") either by email
notification, to the email address provided to us by you upon registration, or by
posting the amended Agreement on the Site. Such modifications could include changes
to any of our Game Rules. If you do not agree with the terms of the amended
Agreement, you may terminate your use of the Services by notifying us that you wish
to terminate your Account. Your continued use of the Services will be deemed to
constitute your acceptance of the changes to the Agreement.
Use of the www.tajrummy.com name
and any of the
other names or marks associated with the Site, the Services or the Software is strictly
forbidden, unless it is used with the express written permission of the Company. The
Site, the Services and the Software, including its code, documentation, appearance,
structure, and organization is an exclusive product of the Company, which retains all
rights, tangible and intangible, to the www.tajrummy.com website, the games
software, codes, copies, modifications, or merged parts..
Competitions and tournaments organized by "Us" on the Website may be of several types,
including Cash Tournaments, Promotional Tournaments, and Practice Tournaments.
- In order to use the Services, a User must register for a user account
("Account"), and truthfully and accurately provide all mandatory information.
- In order to participate in Practice Games (as defined in section 4.3 below), you
must be at least 18 years of age.
- In order to participate in Real Chip Games, you must satisfy the following
criteria at all times:
- You must be at least 18 years of age, and must not suffer from any
disability or impairment which would prevent you from assuming the
responsibilities contained in the Agreement, or from participating in the
Games which are offered as part of the Services.
- You must be a resident of India.
- You must access the Services while located within the Eligible Territory.
- You must possess a valid PAN number, which will be associated with your
Account and which you will provide to us upon request.
- You must satisfy yourself that it is legal for you to participate in Real
Chip Games in the specific jurisdiction from which you are accessing the
- The "Eligible Territory" is defined as being the territory of India excluding the
states of Assam, Tamil Nadu, Telangana, Nagaland, Sikkim, Andhra Pradesh and Orissa. 'Real Chip
Games' are defined as being any games or tournaments which are part of the Services,
and require the User to maintain a non-zero cash balance ("Cash Balance") in their
Account. Any game other than a Real Chip Game made available by the Company through
the Site or the Software, is defined as a 'Practice Game'. All Real Chip Games and
Practice Games shall be collectively defined as 'Games'.
- Users who do not fulfill the above criteria are expressly barred from
participating in Real Chip Games, and would not be entitled to receive any prizes
which they may win as a result of participation in Real Chip Games.
- You understand and acknowledge that participation in Real Chip Games may result
in financial loss to you, and agree that your participation is completely voluntary.
You undertake full responsibility for any such financial losses, and agree that you
will not under any circumstances hold the Company responsible for such losses.
- You understand and accept that by viewing or using the Site, or availing of any
Services, or using communication features on the Site, you may be exposed to content
posted by other Users, which you may find offensive, objectionable or indecent. You
may bring such content (content that you deem to be offensive, objectionable or
indecent) posted by other Users to our notice, and we reserve the right to act upon
it as we may deem fit. The decision taken by us in this regard shall be final and
binding on you.
5. Description Of Services
- We provide valid, registered Users with the opportunity to access and play online
games of skill. The Company provides software and IT services to enable games of
skill to be played with other individuals over the internet
- The Services provided by the Company are only intended to facilitate games of
skill, and are for entertainment purposes only.
- The Company levies a charge ("Service Charge") for Real Chip Games, which would
be inclusive of service tax, as may be applicable. The Service Charge may vary from
time to time, and from one Real Chip Game to another.
6. Your Account
- You may only have one Account, and your Account is to be used solely by you. You
undertake all the information provided by you at the time of opening the Account, or
provided by you subsequently upon request by the Company, to be true, complete and
correct. You further undertake to keep all such information which has been provided
by you up to date at all times, by making necessary changes or intimating the
Company when such details change. You undertake to provide proof relating to any
such information, including copies of documents, such as your PAN card, or address
and identity proof, upon the request of the Company. You understand that the Company
may take steps to verify any such information provided by you. Your continued use of
the Services, including but not limited to your ability to make Cash Credits and
Cash Withdrawals, is subject to the Company's continued satisfaction that all such
details provided by you are true, complete and correct.
- You are prohibited from using the Services by means of an Account registered in
the name of any other individual.
- Should you attempt to open more than one Account, under your own name or under any
other name, or should you attempt to use the service by means of any other person's
account, we will be entitled to close all your Accounts, and bar you from accessing
or using the Services in the future without notice.
- You shall not share the password of your Account, or any other confidential or
sensitive information associated with your account, with any other individual. The
Company is not responsible if your account is accessed by others using your password
or other confidential details or information.
7. Cash Balance
- In order to participate in Real Chip Games, you are required to maintain a Cash
Balance in your account. In relation to such Cash Balance, you undertake/ understand
- All credits to your Cash Balance ("Cash Credits") must be through the
third-party payment gateway(s) made available to you on the Site by the
Company. The Company is not responsible for authorization/denial of any such
transactions, and such transactions are subject to, and must be undertaken
in accordance with the terms and conditions specified by such third-party
payment gateways. The Company may however reverse any transaction, in which
case, the relevant amount would be refunded to the instrument/account which
was used to perform the transaction.
- All Cash Credits must be through instruments/accounts which belong to
you, and are in your name.
- All transactions on the Site must be conducted in Indian Rupees (₹ or
- Any winnings from Real Chip Games will be credited exclusively to the
Cash Balance of your Account. Any withdrawal of amounts from your Cash
Balance ("Cash Withdrawal") may be carried out only in accordance with the
terms of this Agreement.
- The Company may impose daily/per-session limits or other types of limits
upon your ability to perform Cash Credits or Cash Withdrawals, in order to
encourage responsible play, as well as to prevent unauthorized or illegal
activity. You will be informed of such limits at the time when they are
imposed, and you will also be informed of any change to such limits. While
you may request that such limits be modified, the Company reserves the right
to impose and modify such limits using its sole discretion.
- Cash Withdrawals may be requested by you at any time, subject to any
limits which have been imposed. Such Cash Withdrawals will be effected by
the Company by way of bank transfer to your bank account. Your preference in
this regard will be given due consideration. Please note that any Cash
Withdrawal will be effected by the Company only in favour of an Indian Rupee
account in your name.
- Cash Credits and Cash Withdrawals are subject to any charges or fees
levied or charged by banks, payment gateways, processors, or other financial
institutions or intermediaries.
- The Cash Balance does not carry any interest. The Cash Balance is not
transferable or negotiable, except to the extent as may be expressly
permitted by the Agreement. Further, no Cash Withdrawal will be allowed from
the Cash Balance associated with an Account, unless the relevant User has
played sufficient number of Real Chip Games (the number of games may be
determined solely by the Company in its discretion) subsequent to the last
recorded Cash Credit.
- In the event that, for a period of more than six months, you (i) maintain
a Cash Balance of Rs. 300 or more, and (ii) fail to participate in a Real
Chip Game, the Company will refund the entire amount of the Cash Balance to
you by issuing an account payee cheque in your name which will be sent by
registered post to the correspondence address associated with your Account.
In the event the cheque is returned to us without being encashed on two
separate occasions, the Company reserves the right to (i) hold the amount of
such Cash Balance in trust, (ii) forfeit such Cash Balance, or (iii)
otherwise deal with such Cash Balance as it deems fit. In the event that,
for a period of more than six months, you (i) maintain a Cash Balance of
less than Rs. 300, and (ii) fail to participate in a Real Chip Game, the
Company reserves the right to (i) hold the amount of such Cash Balance in
trust, (ii) forfeit such Cash Balance, or (iii) otherwise deal with such
Cash Balance as it deems fit.
- A cash amount corresponding to the aggregate of Cash Balances of all
Users is maintained in unencumbered bank account(s) by the Company at all
times, separate from other funds of the Company. Such Cash Balances are
available to be withdrawn at any time by Users, subject to specific
restrictions contained in the Agreement. To the extent permitted by law, the
claims of Users over amounts corresponding to their Cash Balances will be
given preference over all other claims.
- The Company is obligated to deduct tax at source ("TDS") in case of Real Chip
Games, upon winnings of more than Rs. 10,000/- in a single 201 Pool Tourney, a 101
Pool Tourney, a Best of 3 Tourney, a Points Rummy Game, or a single Tournament, as
the case may be. In such cases, winnings shall be credited to your Account after
deducting TDS @ 30.09%. Please note that in accordance with the provisions of
section 6.1 above, you must possess a valid PAN and provide your PAN details and
proof thereof immediately upon request, in order to enable us to credit such
winnings and allow for Cash Withdrawals in this respect. These requirements and
provisions may be modified from time to time in accordance with changes to the
relevant tax and other laws.
- The Prize Pool is automatically split between 2, 3 or 4 players in 201 Pool Tourney
or 101 Pool Tourney under certain scenarios, as mentioned in the Game Rules. We
reserve the right to amend, modify or change the rules for automatic splitting of
the Prize Pool at any time. By registering and/or participating in any 201 Pool
Tourney or 101 Pool Tourney, you agree to these Rules for automatic splitting of the
- You are prohibited from:
- Undertaking any activity through the Services, the Site or the Software
that may be construed as money laundering (either under the Prevention of
Money Laundering Act, 2002, or otherwise), including, without limitation,
deliberately losing Real Chip Games to particular User(s), other forms of
collusive or fraudulent activity designed to transfer funds to or from other
individuals, or making Cash Credits through a credit card or similar
financial instrument, and attempting to make Cash Withdrawals in another
form without participating in Real Chip Games.
- Posting, publishing or otherwise making available to other Users through
our Services, Site or Software, any content which is obscene, defamatory,
illegal, prejudicial to the Company, or is otherwise offensive without being
- Undertaking any activity which may be harmful to other Users or interfere
with the functioning of the Site, the Software or the Services, including,
but not limited to, attempting to decompile the Software, intercept
communications with the Site, attempting to mask or spoof your IP address,
or uploading or spreading viruses or computer contaminants (as defined in
the Information Technology Act, 2000 or such other laws as may be in force
- Employees, directors, consultants and agents of the Company, and any of their
immediate relatives, are prohibited from participating in Real Chip Games in any
manner, except any participation which may be required in the course of their
9. Game Rules
You agree to abide by the rules and regulations of each of the Games as published and
periodically updated (the "Game Rules"). You should ensure that you have read and
understood the rules and regulations of the Games. These Game Rules form part of the
Agreement, and can be found on the 'About Games' page of the Site. We encourage you to
read them now before using the Services. We may, from time to time, make additional
Games available as part of the Services. This Agreement will apply to any Game Rules
relating to such Games. We will let you know about, and give you the opportunity to read
such Game Rules at the time of introducing additional Games to the Site. We reserve the
right to determine the results and winners of each of the Games in accordance with the
Game Rules. By registering and/or participating in any Game or tournament, you agree by
these determinations. We will post lists of winners on the Site following each Game.
10. System Failures
- In the event of a server crash, breakdown, software defect, technical failure, or
any other failure attributable to the Company or otherwise, including any natural
disaster or other acts of god which result in disruption to a Game, such Game/s
shall be canceled, and any associated amounts will be refunded to participating
Users, and no Service Charge will be levied upon such Games. You accept that the
Company is not liable to you in such cases in any manner, except to the extent
- The Company is not liable for any potential winnings from any unfinished Game.
11. Intellectual Property
- All rights, tangible and intangible, including copyright and other intellectual
property rights, with regard to the Services, the Site and the Software, and any
content or information displayed or contained therein, belong exclusively to the
Company, unless expressly provided otherwise. The Company is merely permitting the
User to play Games online, and not the use of the same for any other commercial
gain, and no right of any nature whatsoever is being passed on to the user by virtue
of permitting him/her to play the Game. Using the Services, the Site and the
Software does not, expressly or impliedly, give you ownership of any intellectual
property rights in the Services, Site, Software or the content or information you
- While the Company retains all rights, including copyright, over any content which
may be generated by Users, including, but not limited to the contents of chat
messages or message boards/forums ("User-generated Content"), you acknowledge that
the Company is not responsible for such User-generated Content. You understand that
you will be accessing such User-generated Content at your own risk, and will not
hold the Company responsible for an obscene, defamatory, illegal or otherwise
offensive User-generated Content which may be displayed or accessible.
- Our Services, Site or Software may display content which does not belong to the
Company. The Company is not responsible for such content, and this content is the
sole responsibility of the person or entity that makes it available.
12. Breach and Consequences
- You acknowledge and agree that in the event you commit a breach (as may be
determined by the Company in its sole discretion) of any of the terms of the
Agreement, or the Company in its sole discretion determines that your continued
access to the Services is prejudicial to the Company, other users, or the public
interest, the Company may take necessary action.
- Any such actions, as enumerated above, which may be taken by the Company would be
without prejudice to any other legal or equitable rights/remedies available to the
13. Limitation of Liability and Indemnity
- The Company shall not be liable for any claim, loss, injury, or damages (direct,
indirect, incidental or any other kind whatsoever) arising from, or in connection
with your use of the Services, the Site or the Software.
- Notwithstanding anything to the contrary contained in the Agreement, you agree
that our maximum aggregate liability for all your claims against us, in all
circumstances other than for valid Redemption of any Cash Balance in your Account,
shall be limited to Rs. 2,000/- only.
- You agree to indemnify and hold harmless the Company against any claims, actions,
suits, damages, penalties, or awards brought against us by any entity or individual
in connection with, or in respect of your use of the Services, the Site or the
- The Company expressly disclaims all responsibility and liability for any harm
- Your participation in, or cancellation, of any Game.
- Any activity or transactions with third parties, whom you may have
connected to through the Services, the Site or the Software, and
- Any User-generated Content, including any violation of intellectual property
rights with respect to such User-generated Content.
- The Company makes no warranty or representations about the accuracy or
completeness of the content contained on the Site, the Services or the Software. The
Site, the Services and the Software, and all content, materials, information,
services, and products contained therein, including, without limitation, text,
graphics, and links, are provided 'as is' and without warranties of any kind,
whether express or implied.
- The Company disclaims all warranties, express and implied, with regard to the
merchantability and fitness for a particular purpose, non-infringement, freedom from
computer virus etc. of the Site, the Services or the Software. The Company does not
represent or warrant that the functions contained in the Site, the Services or the
Software will be uninterrupted or error-free, that defects will be corrected, or
that they, or the server that makes the Site, the Services or the Software
available, are free of viruses or other harmful components.
- The Company also reserves the right to limit your use of the Services or
participation in any Game, or terminate your Account, in case it determines that you
have intentionally caused any malfunction or disruption of the Services. The Company
is not liable for any potential winnings from any unfinished Real Chip Games.
16. Additional charges that may apply
Certain additional charges may be levied upon you by the Company, or by payment gateways,
banks or other intermediaries at the time of purchase of Cash Credits and Cash
Withdrawals. You agree to pay any such additional charges, which may vary between
various banks, payment processors or other intermediaries.
17. Use of Services
- Commercial use of the Services, Site or Software is strictly forbidden. The User
is only allowed to use the Software for his/her personal entertainment. Under no
circumstances shall a User be permitted to use his/her Account for any purpose other
than for playing the Games. The Company reserves the right to monitor any effort to
establish multiple accounts; in the event the Company discovers that you have opened
more than one Account per person, all additional accounts will be closed without
notice and continued violation will result in the termination of any and all of your
Accounts, and the Company may void any associated winnings.
- The User may not attempt to modify, decompile, reverse-engineer or disassemble the
Software in any way. The use of external player assistance programs ("EPA Programs")
or artificial intelligence, including, without limitation, 'robots' is strictly
forbidden in connection with the Services, the Site, the Software and the Games. All
actions taken in relation to the Games by a User must be executed personally by the
User through the user interface accessible by use of the Site and/or the Software.
You agree that Grid Logic Games Private Limited may take steps to detect and prevent
the use of EPA Programs, robots/ bots, or any form of artificial intelligence. Such
action may include, but is not limited to, the examination of software programs
running concurrently with the Grid Logic Games Private Limited Software on the
18. Collusion and Fraud Prevention
In order to ensure fair play for all users of the Services, we have taken steps that will
prevent you from colluding with other players in order to win/lose or otherwise
determine the outcome of a Game. By accepting the Agreement, you agree that you will not
play any Game in partnership with, or by communicating with other players to give undue
benefit to you or other players. In case a player is found to be involved in such
activities, the Company has the right to withhold the Cash Balance in their Account, and
to cancel and close the Account without any communication whatsoever. The Company
retains the sole right to determine what constitutes collusive or fraudulent activity in
relation to the Services, and its decision in such matters shall be final. In the event
that the Company detects collusion, fraud or any other unfair practices, it has the
right to cancel any such Games, and refund the points/amounts involved in any such
In case of an accidental/erroneous Cash Credits or other similar events, you may request
for a refund of such Cash Credit transactions ("Refund") within 2 weeks of initiating
such a transaction. The Company, after determining in its sole discretion whether such a
Refund request is genuine, and that you possess the requisite Cash Balance in your
account, will process the Refund request within two weeks. Any Refund will be carried
out only through the instrument which was used to carry out the corresponding Cash
Credit transaction, and no requests for an alternate mode of Refund will be entertained
under any circumstances.
20. Bonus Amounts
The Company may, from time to time, credit bonus amounts ("Bonus Amounts") to your
Account in connection with promotional offers or other schemes. Notwithstanding anything
contained elsewhere in the Agreement, Bonus Amounts Issued or Cash Withdrawals or
Refunds in respect of such Bonus Amounts shall be processed/fulfilled solely at the
discretion of the Company, and the User has no automatic right to a Cash Withdrawal or
Refund in respect of such Bonus Amounts.
21. Third Party Sites
The Site may provide links to third-party websites. Third parties and third party
websites may have different privacy policies, terms and conditions, and business
practices than we do. Your dealings or communications with any party other than the
Company are solely between you and that third party. Reference on the Site to any
product, process, publication or service of any third party by trade name, domain name,
trademark, trade identity, service mark, logo, and manufacturer or otherwise, does not
constitute or imply its endorsement or recommendation by the Company.
22. Governing Law
This Agreement shall in all respects be governed and interpreted by, and construed in
accordance with, the laws of India.
All disputes, complaints, differences etc., shall be subject to the exclusive
jurisdiction of the courts at Mumbai, Maharashtra, India.
- While participating in a Real Chip Game, a User takes full responsibility for the
risk of internet disconnection or communication interferences between their computer
and the Company's servers, any lag or freezing of the game or Software, and any
problems attributable to their own computer or network connection. Other than a
crash of the Company's servers, the Company does not take any responsibility for any
of the player's disconnections from the server.
- As the Company is aware that internet disconnections or other disruptions may
occur, players will remain at the table, and can continue to play the Game once the
connection is back online, until they are eliminated.
- The Company will not be liable for any network disconnections on the User's
computer or any other external networks. In case of any disruption of services while
a Game is in progress, the Company will cancel the Game, and refund the points/Real
Chips, irrespective of the status of the Game.
25. Contact us
Please contact firstname.lastname@example.org for any questions or
complaints, for any changes in personal information, in case you forget your password or
user name, or if you suspect that your account/username/password has been compromised.
26. Artificial Intelligence
Artificial Intelligence (AI) makes sure you don't lose out on your session even after a
connection drops during game play. AI is simply enabled to help players by minimizing
their count instead of awarding drop points, and does not guarantee 100% accuracy. By
referring to the terms on the website, you agree that any miscount when AI melds on your
behalf would not be a cause for concern for you, and you agree to all the following
- 1. AI is not available for all games. All games in which AI will be made available
will be clearly marked with the ‘AI’ badge. When in doubt, please look out for the
'AI' badge before proceeding to play.
- 2. The objective of AI during gameplay (when it is called upon to play on a player’s
behalf) is to ensure that a lesser count is given for players who are disconnected,
instead of Drop Points.
- 3. Be aware that there are many ways to meld the cards, and AI will only attempt to
meld cards in a way it deems best for the player in question. AI, therefore, does
not guarantee least count or 100% accuracy.
- 4. The Management will not be held responsible for any errors or variations in
scores that arise out of scenarios where AI has melded the cards.
- 5. The Management will not be held responsible if AI doesn't work in a game.
- 6. The Management reserves the right to make changes, or remove AI at any time
without any prior notice.
27. Accepting the terms and conditions
You undertake to have read and abide by the above Terms & Conditions.
28. Termination by User
You may cease using the Services and terminate your Account at any time by writing to us
at email@example.com and informing us of
your intention. Subject to such restrictions, as may be applicable to Cash Withdrawals,
the Company will refund the entire amount of your Cash Balance to you at this time.